What this currency converter does
Enter an amount, choose two currencies, and this tool converts between them using the daily euro reference rates from the European Central Bank. It covers more than 30 currencies — euro, US dollar, British pound, Swiss franc, Japanese yen and many more — and shows the exact rate used along with the date it was published.
How the conversion works
The ECB publishes one reference rate per currency against the euro. To convert between two non-euro currencies, the tool goes through the euro as a bridge: your amount is first expressed in euros and then converted into the target currency. This cross-rate method is the standard way to derive, say, a US-dollar-to-British-pound rate from euro-based figures.
Why the rate you pay can differ
The ECB rates are reference midpoints — the midpoint between buying and selling prices on the wholesale market. They are perfect for getting a clear, neutral picture of what a currency is worth. But they are not the rate a bank, card or exchange service will give you. Providers add a margin (the spread) and sometimes a fixed fee, so a real transaction is usually a little worse than the reference rate. Treat the result here as an accurate guide, not a quote.
Popular conversions
The quick-pick buttons cover the most common pairs:
| Pair | Meaning |
|---|---|
| EUR → USD | Euro to US dollar |
| EUR → GBP | Euro to British pound |
| USD → EUR | US dollar to euro |
| EUR → CHF | Euro to Swiss franc |
| USD → JPY | US dollar to Japanese yen |
How fresh are the rates?
The European Central Bank updates its reference rates once per working day, normally around 16:00 Central European Time. This tool refreshes from that source at least once every 24 hours, and the date of the rates currently in use is always shown directly under the converter. On weekends and holidays the most recent working-day rate applies.
A note on accuracy and use
These figures are for information only. Because rates move continuously and providers add their own margins, you should not rely on this converter for trading, payment or accounting decisions. For an exact amount, always check the rate your bank or payment provider quotes at the moment of the transaction.